Bank of Punjab Career Opportunities in Karachi July 2026 Apply Online have been announced for experienced professionals looking to build a successful banking career in Pakistan. The Bank of Punjab (BOP), one of Pakistan’s fastest-growing commercial banks with over 35 years of excellence and a network of 900+ branches nationwide, is inviting applications for the post of Assistant Manager – Risk System & Modeling in its Enterprise Risk Management Division. Candidates having qualifications in Statistics, Economics, Data Science, Actuarial Sciences, or equivalent fields with relevant experience in risk modeling, IFRS 9, and credit risk systems are encouraged to apply online before 16 July 2026 through the official BOP Careers Portal.
Job Overview
| Details | Information |
|---|---|
| Organization | Bank of Punjab (BOP) |
| Job Title | Assistant Manager – Risk System & Modeling |
| Division | Enterprise Risk Management Division (Risk Management Group) |
| Job Type | Full-Time |
| Grade | Band-11 to Band-10 |
| No. of Positions | 01 |
| Location | Lahore & Karachi |
| Education Required | Bachelor’s in Statistics, Economics, Data Science, Actuarial Sciences, or equivalent degree from an HEC-recognized university |
| Experience Required | Minimum 2 to 4 years |
| Preferred Experience | Big 4 Audit Firms or Top 4 Banks |
| Age Limit | Up to 50 years (as on application closing date) |
| Application Method | Online |
| Application Deadline | 16 July 2026 |
| Official Portal | BOP Careers Portal |
| Phone Banking | 111-267-200 |
Vacant Position Details
Assistant Manager – Risk System & Modeling
Department
Enterprise Risk Management Division (Risk Management Group)
Grade
Band-11 to Band-10
Number of Vacancies
- 01 Position
Job Location
- Lahore
- Karachi
Educational Qualification
Applicants must possess:
- Bachelor’s degree in Statistics
- Economics
- Data Science
- Actuarial Sciences
- Or any equivalent degree from an HEC-recognized university
- Knowledge of software development will be an added advantage.
Experience Required
- Minimum 2 to 4 years of relevant experience in:
- Risk Modeling
- Risk Systems Applications
- IFRS 9 ECL Model Development
- Credit Risk Modeling
- Candidates having experience in Big 4 Audit Firms or Top 4 Banks will be preferred.
Age Limit
- Maximum 50 years as on the closing date of applications.
Job Summary
The selected candidate will assist in developing and maintaining advanced risk models and systems for the Bank’s Enterprise Risk Management Division while ensuring compliance with SBP regulations and IFRS 9 standards.
Major Responsibilities
The selected candidate will be responsible for:
- Assist in developing Probability of Default (PD) Models using statistical tools and methodologies based on internal and external data sources to maximize model efficiency and accuracy.
- Assist in developing Loss Given Default (LGD) Models in accordance with SBP and IFRS 9 minimum requirements and guidelines while tailoring models according to products, business segments, and collateral coverage.
- Assist in developing Exposure at Default (EAD) and Credit Conversion Factor (CCF) models following SBP and IFRS 9 requirements using recognized local and international data sources.
- Assist in developing Credit Risk Rating Models and Behavioral Scorecards for different banking products and business segments.
- Enhance IFRS 9 model development including recalibration of:
- PD Models
- LGD Models
- EAD Models
- Macroeconomic Regression Models
- Assist in implementation and development of end-to-end IFRS 9 Expected Credit Loss (ECL) Model Engine Solutions.
- Conduct validation of current model assumptions and parameters through:
- Back-testing
- Benchmarking
- Performance analysis
- Accuracy improvement initiatives
- Assist in maintaining and updating policies and procedures related to:
- Internal Credit Risk Rating Framework
- IFRS 9 Compliance
- Provide support, monitoring, development, and extension of the existing Loan Origination System (LOS).
Required Skills
Candidates should possess knowledge of:
- Statistical Modeling
- Credit Risk Analytics
- IFRS 9 Framework
- SBP Prudential Guidelines
- Risk Systems
- Data Analysis
- Software Development
- Model Validation
- Banking Risk Management
- Loan Origination Systems (LOS)
Salary & Benefits
The selected candidate will receive:
- Market-based competitive remuneration
- Opportunity to work in one of Pakistan’s fastest-growing banks
- Long-term career growth
- Professional working environment
- Exposure to advanced banking risk management systems
Selection Process
- Online application submission
- Shortlisting of eligible candidates
- Interview
- Final selection
Eligibility Criteria
Applicants must have:
- HEC-recognized Bachelor’s degree
- 2–4 years of relevant experience
- Expertise in risk modeling and systems
- Knowledge of IFRS 9
- Knowledge of software development
- Age up to 50 years
Preferred applicants include candidates from:
- Big 4 Audit Firms
- Top 4 Commercial Banks
Application Deadline
The last date to apply online is:
16 July 2026
Required Documents
Applicants should keep the following ready before applying online:
- Updated CV
- CNIC
- Educational Certificates
- Experience Certificates
- Recent Photograph
- Any other supporting documents
Work Locations
- Lahore
- Karachi
About Bank of Punjab (BOP)
The Bank of Punjab is one of Pakistan’s leading commercial banks with more than 35 years of banking excellence. The Bank operates through a network of 900+ branches across Pakistan and offers modern banking solutions, innovative financial products, and outstanding customer services while providing employees with excellent career growth opportunities.
How to Apply
Interested candidates meeting the eligibility criteria should submit their applications online through the official Bank of Punjab Careers Portal before the closing date.
Application Steps
- Visit the official BOP Careers Portal.
- Open the available jobs section.
- Select Assistant Manager – Risk System & Modeling.
- Complete the online application form.
- Upload the required information and documents.
- Submit your application before 16 July 2026.
Terms and Conditions
- Only shortlisted candidates will be called for interviews.
- No TA/DA will be admissible for the interview process.
- The Bank of Punjab reserves the right to accept or reject any application without assigning any reason.
- The Bank is an Equal Opportunity Employer.
- Female candidates are encouraged to apply.
- Minorities are encouraged to apply.
- Differently Abled Persons (DAP) are encouraged to apply.
- Transgender candidates are encouraged to apply.
- The position offers market-based competitive remuneration.
- Applications received after the closing date may not be entertained.
- Candidates should ensure that all information provided in the online application is accurate and complete.