CM Punjab Announced to Give Interest Free Loan of 15 lakhs As the Chief Minister of Punjab had approved the Apni Chhat Apna Ghar Program a few days ago, which has been officially launched, under which the people of Punjab will be given interest-free loans of up to 1.5 million.Due to which the poor families belonging to Punjab could build their own house۔
CM Punjab Announced to Give Interest Free Loan of 15 lakhs
Latest Updates January 2025
In this latest Ballot Multiple Cities are Includes in this check now by click on image
Eligibility Criteria of Loan
- People belonging to Punjab can apply for this loan
- People who live in the city and have their own land( 1 to 5 Marla) can apply for it.
- People belonging to villages who have 1 to 10 Marla land can apply for it.
- Candidate Must Full fill the Criteria to Become Eligible
About Organization and Project
حکومت پنجاب کی جانب سے شروع کیا جانے والا یہ پروگرام غریب عوام کیلیے بہت فائدہ مند ہے ۔جس کہ تحت 15 لاکھ کی رقم قرض کے طور پر دی جائیگی جس سے پنجاب کا شہری اپنا گھر بنا سکے گا اور بعد میں اس رقم کو قسطوں پر واپس کر سکے گا۔جو کہ بہت ہی آسان اقساط ہونگی پنجاب سے تعلق رکھنے والے لوگ اس سکیم سے لازمی فائدہ اٹھائیں۔
Apna Ghar Apni Chat Program
The model house of Apna Ghar Apna Chhat program has been inaugurated by Chief Minister Punjab Maryam and its registry has also been opened in Punjab.According to this model, people will have a clean house.
Loan Amount
Such people who are eligible for this can get a loan from 1 lakh to 15 lakh which will be an interest free loan.After Apply for This Scheme Your Application will be Recheck once it Complete Your Amount Will be Send to you.
Loan Tenure
You have to pay the loan in easy installments of 7 years, you don’t have to pay even a penny for the first three months, you have to pay a maximum of 14 thousand rupees in installments, which a poor person will be able to pay easily.No installment will have to be paid for the first 3 months.
Monthly Installment
- Loan Monthly Installment is 14000 PKR it can Also Depend on Your Loan Amount .
Service Charges
There are no service charges for applying in this program, it can be applied absolutely free. Dont Pay Any fee to any Person or Agent its Totally Free.Just apply and Got the Loan.
Eligibility Criteria
Following Eligibility Criteria is Mention by Govt of Punjab follow it to Become Eligible for this scheme,
Apni Chhat Apna Ghar Scheme Online Registration 2025
- Resident of Punjab Male and Female can Apply in these interest-free loan through ACAG’s website: www.acag.punjab.gov.pk .
- Fill Your Application Form Online According Your District Quota.
- Attached Required Documents with Application form.
- Give Your Land Details.
Individual Can Apply in this Program By Following these Steps.
Apni Chhat Apna Ghar scheme portal
Sign Up Your ID in Apna Ghar Portal By Filling Your Details
- Your Name
- ID Card Number
- Address
- Division
- City
- Province
- Tehsil Name
- Father Husband Name
- Mention the Gender.
- Writer Your Password (Must Unique)
Once You Fill the Form Please Review it to avoid any mistake.
Confirmation Form
Login Form
After Sign up the Account your Must need to Sign in by Providing Your CNIC Number and Password then Click On Login Button.
- In 1st Box writer your CNIC No (قومی شناختی کارڈ نمبر)
- Mention Your Password which You have created on the time of Sign up.
Land Details
Next Step is To Provide Your House Details
- Tick if you are a resident of Punjab
- If you don’t already own a house, tick the second option
- In the third option you have to tell that I have read all the details and I am eligible for it and tick it.
Then Click On Proceed Button Further Process Will Appear.
Application Form for Registration 2025
Now this is Main Step of Your Application.Fill Your Application Form Carefully with Your Details.Mention the Following
- Applicant Profile
- Property Information
- Household Socio-Economic Profile
- Applicant Picture
NOTE: This loan is Providing By Govt of Punjab Only for the New Construction of Home
Attachment of Required Documents
In this Page You Neet to Attached Required Document with Application Form.Attach the Following Documents with Form.
- Ownership Document
- Applicant CNIC Front
- Applicant CNIC Back
Other Documents will be Furnished on Demand.
Submission of Form
Your Application is Complete Review One Time All Detail then Submit it .Visit the Website on Daily Basis for More Updates.You can Track Your Application form.
District Wise Quota of Loans
Now in this list Your Can See the Number of Loan Units District wise choose your city and district.
Benefits of Program in 2025
- Program Main Object to Improved living conditions for low-income families in Punjab
- Reduced overcrowding and slum dwelling in Punjab Province by this Effort
- Enhanced access to basic amenities (water, sanitation, electricity). in village and City.
- Through This Program Increased community safety and security.
- This Program Makes Positive social impact on target beneficiaries.
- Strengthened social cohesion and community development.
- According to this Program Statement Construction of 100,000 houses would generate approximately half a million jobs and contribute to the economy (directly and indirectly).
How to Solve the queries./Question
If you are Apply for the loan and To much Question and Queries in Your Mind Feel free to contact with management
- You can Call to Management by Dialing Following Phone Number.
- Candidate can Email their Question,Simple Writer Your Query in Email and send to info@phata.punjab.gov.pk
Features of Loan
- Maximum Loan amount will be 1.5 million According to the Govt Policies.
- The loan tenure will be 7 years with easy monthly instalments Your Monthly Installment will 14 Thousands.
- Amount will be disbursed on Merit
- The revolving fund will continue to revolve, after receiving back installments of interest free loans from the beneficiaries.
- All The Operational costs and sales tax will also be paid by the Government of Punjab During the Loan Process.
Apna Ghar Apni Chath September Draw in DG Khan 2024
In September Month 1778 people applied in the lottery and 185 applicants were declared successful who will get the first installment of the loan by September 15.The Payment Method Will be Describe by Program Management Soon.Othe Draw will be held according to the Chief Minister Instructions.
CM Punjab Announced to Give Interest Free Loan of 15 lakhs
CM Punjab Announced to Give Interest Free Loan of 15 lakhs
Acag District-wise Ballot Results
Ballot Result Summary Attock
Date & Time | 05-09-2024 07:11:16 PM |
District Name | ATTOCK |
Total Applicants | 1400 |
Total Quota Divide | 106 |
Ballot Result Summary Bahawalnagar
Date & Time | 05-09-2024 07:14:35 PM |
District Name | BAHAWALNAGAR |
Total Applicants | 3473 |
Total Quota Divide | 168 |
Ballot Result Summary Bahawalpur
Date & Time | 05-09-2024 07:16:54 PM |
District Name | BAHAWALPUR |
Total Applicants | 4487 |
Total Quota Divide | 192 |
Ballot Result Summary Bhakkar
Date & Time | 05-09-2024 07:19:55 PM |
District Name | BHAKKAR |
Total Applicants | 1426 |
Total Quota Divide | 105 |
Ballot Result Summary Chakwal
Date & Time | 05-09-2024 07:28:18 PM |
District Name | CHAKWAL |
Total Applicants | 1216 |
Total Quota Divide | 98 |
Ballot Result Summary Chiniot
Date & Time | 05-09-2024 07:22:15 PM |
District Name | CHINIOT |
Total Applicants | 2131 |
Total Quota Divide | 116 |
Ballot Result Summary Dera Ghazi Khan
Date & Time | 05-09-2024 08:29:47 PM |
District Name | DERA GHAZI KHAN |
Total Applicants | 1778 |
Total Quota Divide | 185 |
Ballot Result Summary Faisalabad
Date & Time | 05-09-2024 07:26:31 PM |
District Name | FAISALABAD |
Total Applicants | 4375 |
Total Quota Divide | 316 |
Ballot Result Summary Gujranwala
Date & Time | 05-09-2024 07:30:20 PM |
District Name | GUJRANWALA |
Total Applicants | 2100 |
Total Quota Divide | 244 |
Ballot Result Summary Gujrat
Date & Time | 05-09-2024 07:32:16 PM |
District Name | GUJRAT |
Total Applicants | 697 |
Total Quota Divide | 173 |
Ballot Result Summary Hafizabad
Date & Time | 05-09-2024 07:33:54 PM |
District Name | HAFIZABAD |
Total Applicants | 2088 |
Total Quota Divide | 112 |
Ballot Result Summary Jhang
Date & Time | 05-09-2024 07:35:34 PM |
District Name | JHANG |
Total Applicants | 3418 |
Total Quota Divide | 167 |
Ballot Result Summary Jhelum
Date & Time | 05-09-2024 07:37:30 PM |
District Name | JHELUM |
Total Applicants | 737 |
Total Quota Divide | 83 |
Ballot Result Summary Kasur
Date & Time | 05-09-2024 07:39:15 PM |
District Name | KASUR |
Total Applicants | 3046 |
Total Quota Divide | 180 |
Ballot Result Summary Khanewal
Date & Time | 05-09-2024 07:41:06 PM |
District Name | KHANEWAL |
Total Applicants | 3511 |
Total Quota Divide | 170 |
Ballot Result Summary Khushab
Date & Time | 05-09-2024 07:43:10 PM |
District Name | KHUSHAB |
Total Applicants | 1275 |
Total Quota Divide | 90 |
Ballot Result Summary Lahore
Date & Time | 05-09-2024 07:45:06 PM |
District Name | LAHORE |
Total Applicants | 6734 |
Total Quota Divide | 628 |
Ballot Result Summary Lodhran
Date & Time | 05-09-2024 07:57:15 PM |
District Name | LODHRAN |
Total Applicants | 2065 |
Total Quota Divide | 141 |
Ballot Result Summary Mandi Bahauddin
Date & Time | 05-09-2024 07:49:48 PM |
District Name | MANDI BAHAUDDIN |
Total Applicants | 1180 |
Total Quota Divide | 133 |
Ballot Result Summary Mianwali
Date & Time | 05-09-2024 07:52:26 PM |
District Name | MIANWALI |
Total Applicants | 1069 |
Total Quota Divide | 114 |
Ballot Result Summary Multan
Date & Time | 05-09-2024 07:54:23 PM |
District Name | MULTAN |
Total Applicants | 5294 |
Total Quota Divide | 270 |
Ballot Result Summary Muzaffargarh
Date & Time | 05-09-2024 07:55:50 PM |
District Name | MUZAFFARGARH |
Total Applicants | 3314 |
Total Quota Divide | 265 |
Ballot Result Summary Nankana Sahib
Date & Time | 05-09-2024 07:58:47 PM |
District Name | NANKANA SAHIB |
Total Applicants | 1205 |
Total Quota Divide | 117 |
Ballot Result Summary Narowal
Date & Time | 05-09-2024 08:00:35 PM |
District Name | NAROWAL |
Total Applicants | 1507 |
Total Quota Divide | 132 |
Ballot Result Summary Okara
Date & Time | 05-09-2024 08:02:07 PM |
District Name | OKARA |
Total Applicants | 3341 |
Total Quota Divide | 192 |
Ballot Result Summary Pakpattan
Date & Time | 05-09-2024 08:03:31 PM |
District Name | PAKPATTAN |
Total Applicants | 1935 |
Total Quota Divide | 149 |
Ballot Result Summary Rahim Yar Khan
Date & Time | 05-09-2024 08:05:04 PM |
District Name | RAHIM YAR KHAN |
Total Applicants | 4485 |
Total Quota Divide | 265 |
Ballot Result Summary Rajanpur
Date & Time | 05-09-2024 08:07:23 PM |
District Name | RAJANPUR |
Total Applicants | 1506 |
Total Quota Divide | 137 |
Ballot Result Summary Rawalpindi
Date & Time | 05-09-2024 08:08:49 PM |
District Name | RAWALPINDI |
Total Applicants | 2914 |
Total Quota Divide | 223 |
Ballot Result Summary Sahiwal
Date & Time | 05-09-2024 08:09:56 PM |
District Name | SAHIWAL |
Total Applicants | 1729 |
Total Quota Divide | 164 |
Ballot Result Summary Sargodha
Date & Time | 05-09-2024 08:11:35 PM |
District Name | SARGODHA |
Total Applicants | 3602 |
Total Quota Divide | 193 |
Ballot Result Summary Sheikhupura
Date & Time | 05-09-2024 08:12:45 PM |
District Name | SHEIKHUPURA |
Total Applicants | 2805 |
Total Quota Divide | 190 |
Ballot Result Summary Sialkot
Date & Time | 05-09-2024 08:14:18 PM |
District Name | SIALKOT |
Total Applicants | 1520 |
Total Quota Divide | 212 |
Ballot Result Summary Toba Tek Singh
Date & Time | 05-09-2024 08:15:30 PM |
District Name | TOBA TEK SINGH |
Total Applicants | 1185 |
Total Quota Divide | 140 |
Ballot Result Summary Vehari
Date & Time | 05-09-2024 08:17:06 PM |
District Name | VEHARI |
Total Applicants | 2451 |
Total Quota Divide | 192 |
2 Major Conditions Set By Provincial Govt
Last week, Punjab Chief Minister Maryam Nawaz presided over a provincial cabinet meeting and in consultation with the provincial cabinet set two more conditions for the 3 Apni Chhat Apna Ghar scheme.The details of which are as follows.
- In the meeting, it was decided that for the amount received on loan under the Aa Chhat Aa Ghar scheme, it is necessary for the candidate to have his identity card.
- Original documents of the house must be submitted to get the loan amount.
- The loan tenure has been extended from 7 years to 9 years
Apni Chhat Apna Ghar Program Vacancies
The Punjab Housing & Town Planning Agency (PHATA), Government of Punjab, invites applications from qualified and experienced individuals domiciled in Punjab for various contract-based positions (Non-Transferable) within the Project Management Unit of the APNI CHHAT APNA GHAR PROGRAM (ACAG). ACAG is a flagship program of the Government of Punjab aimed at providing 100,000 housing units to the low-income segment of society across Punjab in 4 & half years. The Housing, Urban Development & Public Health Engineering Department is the administrative department, while PHATA is the executing agency for the ACAG program.
CM Approved the Grant for ACAG Scheme
New grant sanctioned for Apna Chhat Apna Ghar scheme launched by Punjab Chief Minister.The Chief Minister allocated Rs 34 billion 73 crores for his Chhat Apna Ghar scheme.He also directed the Chairman of Punjab Housing and Town Planning to complete the project as soon as possible.
General FAQs
Male and Female Candidates whose Belong from Punjab Province and Have a Valid CNICk,A 1 to 10 Marla Plot with Registry Documents are Eligible to Apply in these Scholarships.
Candidate minimum Age 59 Years Not Above.Date will be Count according to CNIC Date of Birth.
This scheme was launched by the Chief Minister of Punjab with the aim of providing housing to all the poor families in Punjab so that they too can live under one roof.
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