The CM Punjab Launched Apni Chhat Mehfoz Chhat Program 2026 Registration Open initiative has been introduced by the Government of Punjab under the special directions of Chief Minister Maryam Nawaz Sharif to help homeowners make their houses safer and stronger. Through this interest-free loan scheme, eligible families can obtain financial assistance for roof repair, roof construction, additional room construction, or building a first-floor portion. Applicants can receive up to Rs. 500,000 for roof repair or room construction and up to Rs. 1,000,000 for first-floor/portion construction with easy repayment plans. Interested citizens can now apply online through the official ACAG Punjab portal.
Program Overview
| Details | Information |
|---|---|
| Program Name | Apni Chhat Mehfoz Chhat Program 2026 |
| Focus Keyword | CM Punjab Launched Apni Chhat Mehfoz Chhat Program 2026 Registration Open |
| Launched By | Government of Punjab |
| Initiative Of | Chief Minister Maryam Nawaz Sharif |
| Implementing Authority | Punjab Housing & Town Planning Agency (PHATA) |
| Advertisement Code | SPL-745 |
| Loan Type | Interest-Free Loan |
| Maximum Loan | Rs. 1,000,000 |
| Minimum Loan | Rs. 500,000 |
| Application Mode | Online |
| Job/Program Category | Housing Assistance Scheme |
| Posted Date | 2026 |
| Last Date | Not Mentioned (Applications Open) |
| Location | Punjab, Pakistan |
| Official Portal | https://acag.punjab.gov.pk |
| Helpline | 0800-09100 |
Available Financial Assistance Details
1. Interest-Free Loan for Roof Repair, Roof Construction & Additional Room Construction
Loan Amount: Rs. 500,000
This financial assistance is available for:
- Roof repair
- Roof reconstruction
- Construction of an additional room
- Strengthening unsafe roofs
- Repairing leaking roofs damaged by rainwater
Repayment Period
- 3 Years
Estimated Monthly Installment
- Rs. 14,000
2. Interest-Free Loan for First Floor / Portion Construction
Loan Amount: Rs. 1,000,000
This assistance can be used for:
- Construction of the first floor
- Building a new residential portion
Repayment Period
- 6 Years
Loan Features
- Completely interest-free loan.
- Financial assistance provided by the Government of Punjab.
- Designed to make homes safer for families.
- Special initiative under CM Maryam Nawaz Sharif.
- Easy repayment schedule.
- Online application facility available.
- Transparent application process.
- Suitable for repairing damaged and leaking roofs.
- Helps construct additional living space.
How to Apply
- Visit the official online application portal:
https://acag.punjab.gov.pk - Register your account.
- Complete the online application form.
- Provide the required personal and property information.
- Upload any required documents (if requested).
- Submit your application online.
- Wait for verification and further instructions from PHATA.
For assistance, contact the official helpline:
Punjab Housing & Town Planning Agency (PHATA)
Helpline: 0800-09100
Terms and Conditions
- The program has been launched under the special directions of Chief Minister Maryam Nawaz Sharif.
- The scheme is managed by the Punjab Housing & Town Planning Agency (PHATA).
- Loans are completely interest-free.
- Rs. 500,000 loan is available for roof repair, roof construction, and additional room construction.
- Rs. 1,000,000 loan is available for first-floor/portion construction.
- The repayment period for the Rs. 500,000 loan is 3 years.
- The repayment period for the Rs. 1,000,000 loan is 6 years.
- The monthly installment for the Rs. 500,000 loan is approximately Rs. 14,000.
- Applications are accepted only through the official online portal.
- Applicants should provide accurate information during registration.
- Any further eligibility criteria or documentation requirements will be communicated by PHATA.
- The advertisement does not mention a closing date; therefore, interested applicants are encouraged to apply as early as possible.
- Government policies and PHATA rules will apply to all applications.