Ehsaas Naujawan Loan Program 2025 Ehsaas Youth Program, which is a major initiative for the development of youth, targeting youth employment. This loan scheme has been launched in collaboration with the Government of KP and Bank of Khyber.Registration has also been started. The portal is also open. Young people must take advantage of this program.In this post, the features of the program are shared with you.
Ehsaas Naujawan Loan Program 2025 Key Features
Target Location
This program is launches by the Kpk govt only for the Province of KPK.All Districts have been Include in it.
Loan Types
There are 2 purpose include in program details are Following Below.
- New Business
- Existing Business
Loan Limit
A Young Person Can Borrow the Loan amount 1 lakh to 10 lakh and 10 lakh to 50 Lakh means Program is offering 1 Million upto 5 Million Loan Amount.
Loan Tenure( Duration )
You can be availed for up to 8 years.You Can repay the Loan in easy installment in 8 Years.
Grace Period
Good News Also For youth.Program offering BIG Grace Period after Ending of During You can get 20 Months more to pay the Loan called Grace Period.
Markup
This is Interest free loan scheme .mea 0% mark up will be charged.
Structure Required
Applicants must form a registered firm or partnership consisting of 3 to 5 individuals
Debt to Equity Ratio
- For existing businesses: Fixed assets or current stock can be shown as equity.
- For new businesses: A cash deposit in a business account is required to show equity participation.
Security Required by Program
- Personal guarantees from all firm partners this is Required by Program
- Corporate guarantee from the registered firm.
Sector Where You can Start a Business?
- Education Sector
- Technology and Artificial Intelligence (AI)
- Healthcare and Biotechnology
- Agricultural Off-Farming & Value Chains
- Skincare Clinics & Fitness Gyms
- Media, Photography & Entertainment
- Tourism, Hoteling, and Restaurants
- Green Energy Projects
- Skill-based Micro & Small Enterprises
How to Apply for Ehsaas Naujawan Loan Program ?
To Apply for This Program Must visit the Below button
Conclusion
The Ehsaas Naujawan Loan Program 2025 is a transformative initiative launched by the Government of Khyber Pakhtunkhwa in partnership with the Bank of Khyber, designed specifically to empower the youth of the province. By offering interest-free loans ranging from Rs. 1 million to Rs. 5 million, the program supports both new and existing business ventures. With flexible repayment terms of up to 8 years, a generous 20-month grace period, and a focus on various high-potential sectors such as IT, healthcare, education, tourism, and green energy, the scheme aims to foster entrepreneurship and reduce unemployment. The inclusion of all districts of KPK, along with a user-friendly online application portal, makes this program an accessible and valuable opportunity for youth eager to start or expand their businesses and contribute to economic growth.