Punjab Rozgar Scheme Registration 2025 this Scheme, which is a major initiative of the Punjab government, provides interest-free loans to the youth within Punjab.Through this program, young people can also take out loans for new businesses and can also get loans to expand existing businesses.The Government of Punjab is making continuous efforts to eliminate unemployment in the province, therefore it is providing opportunities to the youth.Its registration has started and if you are in need and want to get a loan, you can also take advantage of it.Here are Some Prograom’s Introduction,Eligiblity Criteria and How to Apply .See Below the Post.
Punjab Rozgar Scheme 2025
The aim of starting this scheme is to provide financial assistance to all the educated youth in Punjab for their business and to provide it in the form of a loan so that they can start their own business and later repay the loan in installments.This is a huge step by the government, which will also support the industry and make business people prosperous.
Punjab Rozgar Scheme Benefits
As this scheme has been established by the government to eradicate poverty and boost the economy.
- Through this program, you can get a loan of 100,000 to 100,000 without any collateral.
- Apart from this, for a loan of Rs 1 million to Rs 10 million, you will have to submit some securities which are required by the program.
- It is a very easy process, you can apply for a loan at your own convenience.
Application Processing Fees
To apply for this loan scheme, you will have to submit an application, which before submitting, you will also have to pay the application processing fee, which is necessary because Rs. 2,000 has been set aside by the government.
Rs. 2000/- (non-refundable)
Which Sector are Eligible for Punjab Rozgar Scheme Loan?
- Manufacturing Service
- Trading
- Agriculture and Live Stock
Duration of Loan Scheme
You can get this loan from the government for two to five years. You will repay it in one lump sum over the course of five years.
Grace Period
You will also be given a grace period of six months after the loan term ends.
Installmet Plan
After taking the loan, you will have to pay fixed installments which will be agreed upon with you at the time of transferring the loan, which will be agreed upon with you by the government representative.
Late Installment Payment Charges
Following Method Described by Program as Rs. 1 per 1000 per day on principal amount to be calculated from monthly installment from due date till date of actual payment
Required Documents Punjab Rozgar Loan Scheme
- Candidate take a Picture with complete face
- Candidate must ensure Front-side of CNIC and Back-side of CNIC
- Latest Educational degree / Certificate, if and whatever applicable (Matric, Intermediate, Bachelors, Masters, PHD) etc (if applicable)
- Experience certificate(s) (if applicable)
- License / Registration with Chamber or Trade Body (if applicable)
- Scanned Copy of Security Documents to be offered for availing Loan
Candidate Age Limit
About Loan Scheme Govt has Already Set the Age Limit .If a candidate age limit may 20 to 50 Years then he is Eligible for Apply.
Some Other Things Required At time of Application
- National Tax Number(non-mandatory),
- Consumer ID of Electricity bill
- At Office Consumer ID of Electricity bill
- Attach Number of Vehicle Details Register On Your Name
- For Starting new business an estimate Details of Monthly business income, which will you Generate business expenses, household expenses and other income.
- Same Like News Here For existing business actual Monthly business income, business expenses, household expenses and other income.
- Also Attach the Name, CNIC and Mobile numbers of Two References other than Blood relative.
- Last 6 months Bank statement
General Instruction
Please visit the nearest branch of The Bank of Punjab (BOP) along with Application Registration Number (ARN) in order to deposit Processing fee of Rs. 2,000/- after which processing of your application will start Other Wise without Processing Fees Your Application Considered Incomplete.
To Find the Bank of Punjab Branches which nearest Your Visit the https://www.bop.com.pk/Branch-Network.
Submission of Application form
Use This Link https://rozgar.psic.punjab.gov.pk to Apply Online For Your Loan .by Visiting Punjab Rozgar Scheme Portal.Complete the Form in All Aspects.Make sure your All Details are Correct.
Sign Up form
After Clicking the Link First of All a Sign up form show on Your Screen fill it with Basic Information and then Click on Signup .
Signin Form
After Completion of sign up details next step to sign in the Portal wich same details as Your write on time of Sign up Registration.
Application Form
Your Have been Enter Your Online Application form Fill it With All Necessary Details and Submit it for Processing .After Some Time govt Review your Application and Give you Feedback Your Eligiblity
Conclusion
The Punjab Rozgar Scheme 2025 is a government initiative aimed at providing interest-free and secured loans to the youth of Punjab for starting or expanding businesses. Loans range from Rs. 100,000 to Rs. 10 million, with minimal application fees and a repayment period of 2 to 5 years. Various sectors, including manufacturing, services, trading, and agriculture, are eligible. Applicants must meet age, documentation, and financial criteria. The application process is online, and processing begins after paying the Rs. 2,000 non-refundable fee at the Bank of Punjab. Apply at https://rozgar.psic.punjab.gov.pk.
FAQS for Punjab Rozgar Scheme
Who is eligible to apply for the Punjab Rozgar Scheme?
Individuals aged 20 to 50 years residing in Punjab can apply. They must meet the business sector criteria and provide necessary documents.
What is the loan amount offered under this scheme?
The loan ranges from Rs. 100,000 to Rs. 10 million, with smaller amounts being interest-free and larger amounts requiring collateral.
What documents are required to apply for the loan?
Applicants must provide a CNIC copy (front & back), educational certificates, bank statement (last 6 months), experience certificate (if applicable), and two references.
How can I apply for the Punjab Rozgar Scheme?
You can apply online through https://rozgar.psic.punjab.gov.pk and submit the Rs. 2,000 non-refundable processing fee at any Bank of Punjab branch.
What is the repayment period for the loan?
The loan can be repaid over 2 to 5 years, with a 6-month grace period before installment payments begin.
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