CM Punjab Asaan Karobar Loan Scheme Registration 2025 has been announce by Govt of Punjab This Schemes offers interest-free loans to empower Small and Medium Enterprises (SMEs) and Business in Province of Punjab. It aims to develop economic growth by supporting entrepreneurship, job creation and exports by focusing on priority sectors across the province.so this will become a helpful Step of CM Punjab Maryam Nawaz. Here are some Scheme Details and Features.
Quick Table Information
| Program Details | Information |
| Scheme Name | Punjab Asaan Karobar Loan Scheme |
| Organized By | Chief Minister Punjab |
| Object | to Develop the Punjab Economic |
| Scheme Type | Loan Scheme |
| Registration | Active |
| Location | All Punjab |
CM Punjab Asaan Karobar Loan Scheme Registration 2025 Objectives
This scheme has been launched by the Government of Punjab on the instructions of the Chief Minister of Punjab, with the aim of providing loans to the people of Punjab for the development of small, big and new businesses in Punjab. The loans will be interest-free and can be obtained in easy installments.
Eligibility Criteria
- In Punjab Small Business with annual sales up to PKR 150 Millions.
- other Side Medium Business with annual sales 150 Million to 800 Millions.
Age Limit
Candidate age Limit May 25-55 years.
TAX Criteria
Candidate must be a Active FBR tax filers with clean credit history.
Business Location
Candidate must running a business and Location of Business located in punjab.
Required Documentes
Candidate must have Valid CNIC and NTN and Business Proof .
Punjab Asaan Karobar Loan Purpose
Get Loan for New Business Creation ( Startup Funding)
Candidate can get loan for Existing Business for Expansion, modernization, or working capital
Leasing Feature are also include in scheme purpose.
RECP Technologies: Climate friendly businesses
Asaan Karobar Loan Details
| TIER Details | Loan Amount |
| T1 | 1 Million to 5 Millions |
| T2 | 06 Millions to 30 Millions |
Loan Securities Details
- 1 Million to 5 Millions ( Personal Guarantee)
- 06 Millions to 30 Millions ( Secured)
Duration of Loan
This loan can be paid easily in 5 Year installment so the loan duration is 05 Years.
Markup Rate Details
- 1 Million to 5 Millions (0% Mark-up Rates)
- 06 Millions to 30 Millions (0% Mark-up Rates)
Punjab Asaan Karobar Loan Scheme Application Processing Fees.
| Loan Limit | Loan Amount |
| 1 Million to 5 Millions | 5,000 PKR |
| 06 Millions to 30 Millions | 10,000 PKR |
Installment Grace Period
Grace period is Given by Govt of Punjab for this scheme period details are mention Below.
- 6 months for start-ups / new businesses
- up to 3 months for existing businesses.
Loan Equity Contribution
0 % for Tier 1 other than leased commercial vehicles
25% Leased Vehicles
20% in all other cases under T1 & T2
For females, transgender and differently-abled persons 10%
Loan Repayments Details
Candidate will pay Equal monthly installments as per terms of the approval of Loan
Late Fees
PKR 1 per 1000/day on overdue amounts
How to Registration for CM Asaan Karobar Loan Scheme 2025?
Eligibility Candidates whose belong to province punjab must visit the following link to apply for this scheme : https://akf.punjab.gov.pk/landing
Apply Button
At Portal Home Page read these all the instructions and click on Apply for Assan Karobar Financ Schem button
Instructions
A Page will show on screen about scheme term and conditions read this and then click on proceed button on last of page.
User Registration Details
Now a Sign up Registration form will show on scheme enter your sign up details with correct information
Now next step is to fill the Application form with Your all correct Details Like Profile,Education,Address,Bussiness Entity.Etc.
Required Documents.
Candidate Must attach the Required Documents with Application form.Submit it with carefully.
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